Search Results for "regular sales"
More New inventory for Santa Clarita CA
Posted by: | CommentsEvery Day – Even when we are at Disneyland with the kids – I want to keep anyone interested in the Santa Clarita Valley interested in the happenings as to how many listings are coming onto the market for sale. I also want to keep everyone appraised of what types they are.
Are they Regular Sales, Short Sales (pre-foreclosures), listings that fit the Foreclosure Profiles?
Here you go for the new listings, you may also check out this RSS include widget that will post all of the new listings on this page when they enter the MLS for sale (multiple listing Service).
24 New Listings have come onto the market in the Santa Clarita Valley – You can see those newest listings, that include Foreclosures, Regular Sales and short sales all posted at our http://paris911.com/scv or at our Listings Page http://listings.paris911.com.
Are you are feeling depressed when you see your property values have declined BIG? – In some cases over 50%, from when you purchased your home – Know you are not alone, you will need support and if you are considering making a move at this time – make sure you get all of the factual information you can obtain, “FROM A RELIABLE SOURCE. Feel free to contact or call us.
New Homes Sales are up – despite a decline in June. CNN Reporting.
MSN reporting Home Sales Up – But Sales Still Remain Slow.
Inman News – Don’t get taken advantage of with promises of “Erasing your Mortgage” – Bad Debt
Realty Times reports that the Federal Reserve Weighs in reference to the Housing Market
When considering purchasing a new home – you will want to get your very own representative in your corner. A Representative that will guide and advise you. Someone that has tried and true New Home negotiation skills – Why not have your representative get you a bigger discount with the new housing tract – it is worth a short. We have been successful in getting more costs cut or additional “free” upgrades added for those we have represented in the purchase of a Santa Clarita New Home.
Santa Clarita Market Value in Real Estate
Posted by: | Comments var partnerId = ‘53017760′;
var chartServer = ‘charts.altosresearch.com’;
var regServer = ‘www.altosresearch.com’;
It is not difficult to please those that are Selling or Buying Real Estate. The Key is found by applying a simple equation:
Giving Value + Unselfishness = Clients for Life
It is about giving Value – never looking back, with the constant pressing forward and attending to the needs of the Clients on a need by need basis.
The Santa Clarita Valley has a few different cities contained therein. These areas all have attractive qualities that make them great choices for the people and families that call them home.
With Condo’s, Townhomes, Single Family Residences and Estate Homes, the Santa Clarita Valley has all the property types. Golf Course homes and waterside (man made) communities are all local in the cities that compose the SCV.
Market Value is easy to be seen with the application of the map above. It will give you the information that you want. Information related to the numbers of inventory and all statistics that will give you value with a few keystrokes.
Obtaining a True Market snapshot is something some pay for when searching the WWW. We are giving this Value Based Service at no charge.
It works well. By clicking on the balloon’s representing different cities, you will see the graph first containing data related to the median price.
Here is an example of the At First Glance click result:
When you want to get the full report – you will be provided with a way to do just that. The full Report is complete, updated and will arrive within a very short order.
Be Safe and Thanks for checking our one of the Paris911 Real Estate Resources.
If you are looking to search for Real Estate and Foreclosures – and you don’t know where to start – foreclosure search is a great start. It works with Pre-foreclosures, Short Sales and Regular Sales as well.
What are the three largest concerns that buyers have in real estate market?
- How do I know that properties are not going to come down even more if I buy now?
- How much do I pay for you to represent me?
- How can I best protect myself from predatory lending?
These questions are probably the most common when it comes to the buyers that we interview and those that are interviewing our team. To get into the answers we will have to develop some basic questions that will provide assistance.
Why are you considering purchasing real estate? You have heard that Real Estate has been a great investment over time and now that we are near the bottom of a Real Estate cycle – now is even a better opportunity. In fact, with the prices having come down 50+% we are getting close to housing prices back in the mid 1980’s. Those price cuts coupled with ultra low interest rates make it very attractive to purchase now and in the coming months. If the properties come down further, they won’t reduce that much more. You have the security of having your tax deduction, a fixed Low interest rate and placing your nail near the bottom of a housing downturn.
What would be the value to be protected and to have someone in your corner before, during and after the transaction is completed? This is hard to answer if you have never been taken advantage of with a purchase that is in the same league with Buying a Home. Is Watching out for you during each phase of the transaction and making sure everyone is doing their job in the most factual, accurate and truthful fashion worth much? Probably a lot – However, as a buyer, you don’t pay anything toward an agent’s commission. Agents get compensated by the seller in almost all circumstances. (expect some HUD housing)
Lending is usually the final answer when it comes to real estate. When you are signing Loan Documents, you have already given notice to your landlord and burned some of your bridges where you have been living. The Paris911 Team method is having all of our clients sign loan documents in our offices, depending on whom the source was for the lender. Some lenders that accompany our clients are not comfortable with our “method”. That is when it up to our clients, that have already been working with a lender that we are not familiar with, to press them into making the loan signing in our offices a reality.
Market Update: We have had 19 new listings that have come onto the Santa Clarita Valley Real Estate market for sale in the past 24 hours. 9 of which are short sales, 4 Foreclosures and the rest regular equity sales. You can view all of these listings by going to http://paris911.com/scv
You will see the newest listings, including those I referenced above – then you will see everything else.
How can you make sure you are seeing every listing on the market for sale when searching for Real Estate? http://paris911.com/search is the best option when it comes to locating a home to purchase.
May 2010, Santa Clarita CA, Real Estate Market Update
Posted by: | CommentsWhen we are sitting in our offices, with our clients, writing offers, there are always a lot of very valid questions, concerns and/or comments.
I see the number 1 question having to do with “Value”. A great 5 letter word that might end up keeping Buyers and Sellers out of Trouble.
For the Buyer of a home to understand what determines Value prior to writing an offer is a very important step in the Home Buying Process. Their understanding is key so they might be able to establish the future estimate of value related to their purchase. Also, so they are not writing for more than the home is worth (application – Declining markets).
Sellers view value more from a Service perspective and how we, more specifically, our team, is going to get a Qualified Buyer for their home which will net the Seller(themselves) the most money.
Either Way – Value Rules!!! The Santa Clarita Valley is composed of 6 proper cities – Castaic, Canyon Country, Newhall, Saugus, Stevenson Ranch and Valencia. In some of the cases, it is very hard to determine where the cities start and end. But all of these cities are agreed to be in the Santa Clarita Valley.
I have posted 1 year of history below. The data is derived from the only “true” source information, from the Local Board of Realtors. The Criteria I have entered is as follows:
Cities: Castaic, Canyon Country, Valencia, Saugus, Stevenson Ranch, Newhall
Price Range – Bedrooms – Bathrooms – Square Footage of home – Square Footage of Land: ALL
Property Type: Single Family Residences, Condominiums, Town-Homes
Date Parameter: April 2009 to April 2010 (complete)
You will notice the prices have appeared to increase with new inventory being reduced in the most recent months. However, the prices have declined overall. As far as new inventory “new listings”, those have not been entering the market, as they did in the past, from reflected in the charts. Furthermore, the numbers of Buyers “properties under contract”, have continued to rise while inventory has not been replenished.
Real Estate Search made Easy – We do Custom Foreclosure Searches for our clients.
The most interesting sign of prices increasing has to do with the two Month Comparison – look between March 2010 and April 2010. As “interesting” as this might be – It is more important to look at data over time. A True understanding of current market activity cannot be determined by a month to month view. That is why I have posted a year of history so all of the information can be compared.
You can see the comparison for the cities in the Santa Clarita Valley where the red indicates the price that the property was listed for. The green indicates the sold price. If the appraisers are appraising at 2-5% under market Value as a rule of thumb in a declining market – you would expect for the green line (closed or sold price) to be over the red line (listed price).
If you look at the red lines – they indicate the numbers of homes, condo’s and town homes for sale in real numbers by month. There would appear to still be a large amount of inventory that is sitting without closing. This is due to the Short Sales. With their long Days on Market – The Short Sales are, in some cases, being used as lead generation by those agents that have the listings. Pricing them far under market value and leaving them on the WWW for the world to see and search for. Then one call at a time, the “bad” agents, attempt to convert the callers into clients. With statements like, “yes you can get the home for sure if you utilize me to write the offer”, “You have to use me to write the offer to get the home”, “Are you ready to hire the right agent?” Those taking the listings, knowing the banks will not allow for a short sale to be negotiated or closed. Your agent needs to ask all of the right questions to the listing agent so they can make sure that the Short Sale can be closed if you want to make an offer on it. Make sure they are Short Sale Experts.
You can see that the properties on the market for sale in the Santa Clarita Valley have dropped from March 2010 into April 2010. The Result? Buyer Frustration!!!
In recent times, March seems to be the winner with regard to numbers of properties sold in the Santa Clarita Valley.
You can easily see that with the past year of history in the SCV – March of 2010 was at the highest return for new listings entering the Real Estate market for sale. Were they Foreclosures? There were some but the most were Regular and Short Sales.
We see an increase with regard to Days on Market. Banks are backed up with attempting to get the overwhelming numbers of loans closed. So the time frames are increasing. You can also deduce that we had a lot more REO and Bank Owned Foreclosures Mid Cycle which were able to be closed faster. Today for FHA and Conventional loans – typically, you should expect for a loan to close (fund) between 30 and 45 days.
This Data Chart that we prepared shows that April of 2010 was an all time high for properties that were in some stage of escrow. The buyers that have not become beat by frustration and signed lease agreements are finding their perseverance is paying off. For the others, it will happen with “perfect” timing. It is easy to tell the Buyers in the world not to be frustrated – they just want to buy a home.. You will find your “perfect” home, be thankful money is still being lent at phenomenal rates and that FHA was brought back into the Real Estate Game.
We do our very best to only show our clients those properties that would be able to close between 30 and 45 days. The way in which we do this is by The Paris911 Team contacting the listing agent to discuss with them their Sellers terms. We are able to tell at that time, by the questions we ask, whether the home for sale is able to close if our clients like it enough to write an offer. This reduces a lot of frustration. It does not hurt that our Reputation amongst other Realtors is positive and strong.
The 3 BIG types of Real Estate for Sale
Posted by: | Comments
What are the three different types of real estate in this current Real Estate Market?
- Regular Human Listings
- Foreclosure Listings
- Short Sale Listings
Enjoy the presentation and let us know if we can help you with anything…
Glendale Real Estate Homes for Sale, All Listings
Posted by: | CommentsGlendale California Real Estate. Glendale CA is one of the many cities that surround the Santa Clarita Valley where The Paris911 Team represents Buyers and Sellers of Real Estate.
Our choices to work within various cities does not come lightly. We must first determine whether or not we are able to become subject matter experts on the types of housing located therein. Furthermore, we must have a relationship with their specific Board of Realtors.
Our AOI – or Areas of Influence do not come to the Paris911 Team lightly – In fact, we put a lot of work into making the determinations whether or not to incorporate a city within our “Expertise” or whether or not to set up a referral system with an agent from the specific area. That “referral” agent must subscribe to the same client centered view that our Paris911 Real Estate holds most dear.
Glendale is within our own specific area of operation and we are happy to present all of the “on market” listings for Glendale. You can double click on the map below to zoom in and see more listings. The data you are viewing is dynamic and directly from the source data – The Local Boards of Realtors.
There is nothing left out and you are seeing everything that is current and active. If you would like us to set you up on your very own Real Estate Search please don’t hesitate to contact our team.
There is nothing amiss with the listings below – Foreclosures, Regular Sales, Short Sales and other property types are all here for your viewing pleasure.
Showing properties
1 - 50 of 444.
See more
Glendale Real Estate.
(all data current as of
9/2/2010)
-
$949,000 : 2411 Bonita Drive, Glendale3 beds, 2 full bathsSize: 2,506 sq ftLot size: 9,583 sq ftYear built: 1927Parking spots: 2Days on market: 2
-
$749,000 : 1428 Allen Avenue, Glendale3 beds, 2 full bathsSize: 2,197 sq ftLot size: 9,836 sq ftYear built: 1939Parking spots: n/aDays on market: 3
-
$799,000 : 1535 Cleveland Road, Glendale3 beds, 2 full, 1 part bathsSize: 2,500 sq ftLot size: 15,841 sq ftYear built: 1949Parking spots: 2Days on market: 3
-
$495,000 : 1325 Cambridge Drive, Glendale2 beds, 1 full bathSize: 1,048 sq ftLot size: 4,792 sq ftYear built: 1925Parking spots: 1Days on market: 4
-
$868,000 : 614 Cavanagh Road, Glendale4 beds, 2 full bathsSize: 2,582 sq ftLot size: 12,617 sq ftYear built: 1931Parking spots: n/aDays on market: 4
-
$945,000 : 1149 Avonoak Terrace, Glendale4 beds, 1 full, 2 part bathsSize: 2,744 sq ftLot size: 11,680 sq ftYear built: 1963Parking spots: 2Days on market: 4
-
$1,125,000 : 1001 Principia Drive, Glendale3 beds, 2 full, 2 part bathsSize: 3,384 sq ftLot size: 30,492 sq ftYear built: 1973Parking spots: 2Days on market: 4
-
$350,000 : 1229 East Wilson Avenue ,Unit 301, Glendale2 beds, 2 full bathsSize: 1,578 sq ftLot size: 1,307 sq ftYear built: 1983Parking spots: 2Days on market: 6
-
$420,000 : 1840 Lake Street, Glendale2 beds, 1 full bathSize: 1,046 sq ftLot size: 6,813 sq ftYear built: 1930Parking spots: 2Days on market: 6
-
$449,000 : 739 Omar Street, Glendale2 beds, 1 full bathSize: 906 sq ftLot size: 5,340 sq ftYear built: 1926Parking spots: 1Days on market: 6
-
$550,000 : 458 Hawthorne Street, Glendale4 beds, 4 full bathsSize: 2,441 sq ftLot size: 6,247 sq ftYear built: 1920Parking spots: 2Days on market: 6
-
$739,000 : 1311 Ethel Street, Glendale3 beds, 2 full bathsSize: 1,850 sq ftLot size: 6,520 sq ftYear built: 1929Parking spots: 2Days on market: 6
-
$749,900 : 2680 Bogue Drive, Glendale4 beds, 2 full, 1 part bathsSize: 2,588 sq ftLot size: 9,620 sq ftYear built: 1978Parking spots: 2Days on market: 6
-
$375,000 : 1501 South Adams Street, Glendale2 beds, 1 full bathSize: 1,120 sq ftLot size: 6,470 sq ftYear built: 1925Parking spots: 2Days on market: 7
-
$539,000 : 3905 El Caminito, Glendale3 beds, 1 full, 1 part bathsSize: 1,560 sq ftLot size: 7,405 sq ftYear built: 1956Parking spots: n/aDays on market: 7
-
$725,000 : 1872 Caminito De La Narcissa, Glendale2 beds, 2 full, 1 part bathsSize: 2,146 sq ftLot size: 2,383 sq ftYear built: 1990Parking spots: 2Days on market: 7
-
$640,000 : 1610 Sheridan Road, Glendale3 beds, 2 full bathsSize: 1,665 sq ftLot size: 16,250 sq ftYear built: 1956Parking spots: 4Days on market: 8
-
$249,000 : 244 Chester Street, Glendale1 beds, 1 full bathSize: 572 sq ftLot size: 1,398 sq ftYear built: 1923Parking spots: n/aDays on market: 9
-
$339,000 : 1502 Dixon Street ,Unit F, Glendale3 beds, 1 full, 2 part bathsSize: 1,363 sq ftLot size: n/aYear built: 1974Parking spots: 2Days on market: 9
-
$450,000 : 411 West Stocker Street, Glendale1 beds, 1 full bathSize: 400 sq ftLot size: 2,614 sq ftYear built: 1922Parking spots: n/aDays on market: 9
-
$569,000 : 1623 Gladys Drive, Glendale4 beds, 3 full bathsSize: 2,254 sq ftLot size: 11,326 sq ftYear built: 1976Parking spots: 2Days on market: 9
-
$775,000 : 1215 Sweetbriar Drive, Glendale3 beds, 2 full, 1 part bathsSize: 2,900 sq ftLot size: 16,117 sq ftYear built: 1987Parking spots: 2Days on market: 9
-
$195,000 : 365 Burchett Street ,Unit 316, Glendale1 beds, 1 full bathSize: 642 sq ftLot size: 470 sq ftYear built: 1973Parking spots: 1Days on market: 10
-
$519,999 : 1382 East Windsor Road, Glendale2 beds, 1 full bathSize: 1,038 sq ftLot size: 5,227 sq ftYear built: 1925Parking spots: 7Days on market: 10
-
$589,000 : 1317 Allen Avenue, Glendale2 beds, 1 full, 1 part bathsSize: 1,194 sq ftLot size: 8,200 sq ftYear built: 1925Parking spots: 1Days on market: 10
-
$829,000 : 2919 Greenwich Road, Glendale3 beds, 2 full, 1 part bathsSize: 2,318 sq ftLot size: 11,804 sq ftYear built: 1981Parking spots: 9Days on market: 10
-
$949,000 : 1676 Sheridan Road, Glendale3 beds, 4 full bathsSize: 2,417 sq ftLot size: 9,980 sq ftYear built: 1957Parking spots: 2Days on market: 10
-
$949,000 : 2243 East Chevy Chase Drive, Glendale3 beds, 2 full bathsSize: 3,154 sq ftLot size: 12,628 sq ftYear built: 1928Parking spots: 2Days on market: 10
-
$1,190,000 : 2469 Flintridge Drive, Glendale5 beds, 4 full bathsSize: 4,205 sq ftLot size: 8,712 sq ftYear built: 1980Parking spots: 3Days on market: 10
-
$389,900 : 362 Salem Street ,Unit 106, Glendale3 beds, 2 full, 1 part bathsSize: 1,385 sq ftLot size: n/aYear built: 2003Parking spots: n/aDays on market: 11
-
$560,000 : 1212 Raymond Avenue, Glendale3 beds, 1 full, 1 part bathsSize: 1,152 sq ftLot size: 6,457 sq ftYear built: 1926Parking spots: 1Days on market: 11
-
$270,000 : 587 South Street ,Unit 1, Glendale2 beds, 1 full, 1 part bathsSize: 988 sq ftLot size: 1,136 sq ftYear built: 1960Parking spots: 2Days on market: 12
-
$399,000 : 343 Pioneer Drive ,Unit 803, Glendale2 beds, 1 full bathSize: 1,279 sq ftLot size: 436 sq ftYear built: 1988Parking spots: 2Days on market: 13
-
$580,000 : 3726 Encinal Avenue, Glendale3 beds, 2 full bathsSize: 1,670 sq ftLot size: 8,175 sq ftYear built: 1948Parking spots: n/aDays on market: 13
-
$695,000 : 415 Roads End Street, Glendale4 beds, 3 full bathsSize: 1,750 sq ftLot size: 5,000 sq ftYear built: 1924Parking spots: 4Days on market: 13
-
$849,000 : 3500 Emerald Isle Drive, Glendale3 beds, 2 full, 1 part bathsSize: 2,052 sq ftLot size: 16,700 sq ftYear built: 1970Parking spots: 3Days on market: 13
-
$1,100,000 : 1460 Beaudry Boulevard, Glendale3 beds, 3 full bathsSize: 3,280 sq ftLot size: 12,868 sq ftYear built: 1929Parking spots: 2Days on market: 13
-
$269,900 : 600 West Stocker Street ,Unit 101, Glendale2 beds, 1 full, 1 part bathsSize: 1,146 sq ftLot size: 871 sq ftYear built: 1962Parking spots: 2Days on market: 14
-
$349,000 : 315 Cameron Place ,Unit 2, Glendale2 beds, 2 full, 1 part bathsSize: 979 sq ftLot size: n/aYear built: 1989Parking spots: 4Days on market: 14
-
$280,000 : 1011 South Columbus Avenue, Glendale2 beds, 1 full bathSize: 768 sq ftLot size: 3,485 sq ftYear built: 1924Parking spots: n/aDays on market: 15
-
$1,250,000 : 3214 Dora Verdugo Drive, Glendale4 beds, 2 full, 2 part bathsSize: 3,178 sq ftLot size: 8,712 sq ftYear built: 1987Parking spots: 3Days on market: 15
-
$1,450,000 : 1625 Opechee Way, Glendale4 beds, 3 full bathsSize: 3,568 sq ftLot size: 18,000 sq ftYear built: 1922Parking spots: 5Days on market: 15
-
$209,900 : 3220 Altura Avenue ,Unit 105, Glendale1 beds, 1 full bathSize: 640 sq ftLot size: n/aYear built: 1977Parking spots: 1Days on market: 16
-
$237,500 : 121 Sinclair Avenue ,Unit 240, Glendale2 beds, 2 full bathsSize: 959 sq ftLot size: 871 sq ftYear built: 1973Parking spots: 2Days on market: 16
-
$278,800 : 510 North Jackson Street ,Unit 102, Glendale2 beds, 2 full bathsSize: 1,276 sq ftLot size: 871 sq ftYear built: 1972Parking spots: n/aDays on market: 16
-
$290,000 : 111 North Everett Street ,Unit 304, Glendale2 beds, 1 full, 1 part bathsSize: 1,142 sq ftLot size: 1,010 sq ftYear built: 1981Parking spots: 2Days on market: 16
-
$370,000 : 1201 West Viola Avenue ,Unit 106, Glendale2 beds, 2 full, 1 part bathsSize: 1,426 sq ftLot size: n/aYear built: 2002Parking spots: 4Days on market: 16
-
$495,000 : 1201 Alameda Avenue, Glendale2 beds, 1 full, 1 part bathsSize: 1,204 sq ftLot size: 5,497 sq ftYear built: 1948Parking spots: n/aDays on market: 16
-
$799,000 : 1362 Ruberta Avenue, Glendale3 beds, 2 full, 1 part bathsSize: 1,993 sq ftLot size: 9,583 sq ftYear built: 1939Parking spots: 5Days on market: 16
-
$1,197,000 : 520 Meadows Drive, Glendale4 beds, 3 full bathsSize: 3,321 sq ftLot size: 9,997 sq ftYear built: 1958Parking spots: 2Days on market: 16
Listing information deemed reliable but not guaranteed. Read full disclaimer.
The Latest in SCV and Beyond
Posted by: | CommentsApril 5th – the government started to provide more assistance to the negotiation of short sales allowing for the second loans to get some coin to allow for the short sales to complete and close.
Auctions – Fannie Mae will have it’s first auction in Southern California for First Time Home Buyers which will be in accordance with the Home Steps program.
Inventory – Still lacking on properties that are able to close 45 days after escrow opens.
Sellers – Bank owned and even Regular Sales are waiting for 7-15 days before looking at any offers in order to get more $$$.
Buyers – Are Frustrated at the above process (but hang in there) – When inventory increases, that will put a halt to the waiting for more offers.
We are in San Diego and arrived shortly after the Earth Quake – we were allowed into the hotel about 2 hours after they inspected the structure.
The Top 5 ways for First Time Buyers to Stay Safe when purchasing Real Estate!
Posted by: | CommentsI will keep this very simple and to the point. But if you are a First Time Buyer – These Questions will keep you safe.
- Make sure there are No Special Commission Agreements: As a Buyer you don’t pay your agent’s commission. The Exception to this rule is the Good Neighbor Next Door Program. But in the rest of the cases – Your agent’s commission is paid by the owner selling the home. In 4.7 years, when you are getting ready to sell – you will be tasked with paying both the listing agent and the agent representing the buyer. When you are interviewing an agent – ask them straight out, “Is there going to be any other commission paid by me to you?” Read What you are signing to make sure.
- Don’t be the only Hunter: Being busy is great, but no excuse. Setting up an internet search is wonderful and the best way in order to get the most recent listings that meet your criteria. You also want to ask if the internet search is the only thing your agent will do. Or are there more than one set of eyes on your criteria. Getting a SME, Subject Matter Expert, in Real Estate and Inventory is your top priority.
- Know the different listing types: There are Foreclosures, Short Sales, Notice of Defaults, Bank Owned, Regular Sales, Probate Sales and Trust Sales. You will want full explanations on how each of these function and operate as a buyer. We have a SCV Roll Call that will answer all of those questions and more.
- Mold and Other Inspection Issues: When conduction the physical inspection, you will need to be made aware of your rights. You are not alone in this and need expert advice. Your deposit refund, if you choose to cancel the escrow, depends on having strength in an agent and someone that packs the gear to serve in the Real Estate Craft.
- Loan Doc signing: When it comes to the part of the Transaction where you are signing loan documents – it is important you are not thrown to the wolves. Not all Lenders are Wolves – as not all Realtors are Wolves either – but those “Wolves” have given all of us a bad name. You will want to sign all Loan Documents in your Agent’s office. We have found that this comfort and level of protection is almost exclusively held by The Paris911 Team.
This list is by no means complete. There is a huge amount of other data that is covered with each and every new buyer, first time or veteran. You deserve this level of protection and we look forward to speaking to you.




