REMAX of Santa Clarita - Loan Requirements Becoming Tougher

March 20th, 2008 paris911 Posted in Lending and Truth, School Reports No Comments »


With all of the interesting things going on with Real Estate these days, and the rates, and the requirements, it is enough to drive a person crazy.  Even more to the point, Paris and I do not do loans.  We don’t lend money, we are not processors or originators, we are just the feeders of (those folks).  No one want to say they are the middle man or person, but in some cases if that is what your role is then so be it.  By doing the feeding we have been able to find some very high-quality people that take care of our own.

What is very important, is when you have a particular lender that performs a majority of the time.  (We have an open door for bring your own if you have one that has proven to have done you justice in the past)  We will still have a look-see at their hand.  When you find someone that has the same influences, code, spirit and has a staff that subscribes to the same rule book that Paris and I subscribe, then you have really found someone special  We have surrounded ourselves with several Lenders that have our tenants as their center.

Did we make them this way?  Probably not, but having a strong, honest, and positive influence can have a very "persona - modifying effect".

Where are we at this point?  If you are wanting to purchase any Real Estate in any area of Southern California, Valencia, Newhall, Saugus, Canyon Country, Stevenson Ranch, the Antelope Valley, Ventura County or Los Angeles and Vicinity - AND BEYOND!!!  Then you have come to the right place. 

Step 1, let us meet with you and see if we click.  I don’t want to hitch my trailer to someone that I don’t much care for.  I am sure you are the same way.  We are going to be in each others’ life for some time.  I want to make sure we gel and working with one another are like mixing Oil and Water.

Step 2 - Let us have you speak with a lender.  With all that is going on in the world of finance, with all of the loan requirements and programs changing on a moment by moment basis, then we have to have this necessary step.  Why second?  Because I don’t want you wasting your time.  Which lender, you pick, we have a few that we work with and there are some that are at the top of the list for a reason.  That reason is that they will take care of you.  They have proven track records and years after they had used us to buy or sell houses, they are still in a good place with their loan.  There was nothing surprising that popped up when the maturity point hit two years, three years, or somewhere that created a problem with their loan or mortgage.

Step 3 - Home Searching - We do that very well.  Give us your minimum criteria and we will do the searching.  You will be part of this equation, but we are the SME (subject matter expert) and should be working hard for you and work we will.  How many homes will you be able to view, if it takes us showing you all of the homes in your criteria, we are for that.  We don’t want you rushing to judgment and doing something too quickly that will create the bends in your person or family.  We want you to be happy and we understand as should you, you are not buying a car here.  You are investing a huge amount of money, probably the largest investment you will leverage with someone else’s money.  We want it to be right. 

Step 4 - Negotiation with the agent representing the seller or buyer.  (this is where the moxie comes in)

Where does that leave us.  You need to call.  661.400.1720 or 661.400.3680 or 800.760.6911. We will schedule an appointment and line up the Ducks and let the cards fall where they may! -CONNOR with HONOR - Hey are you interested in a particular neighborhood and wish to see what it has to offer by zip code?  Check this out!  You’ll love it.  REMAX of Santa Clarita and REMAX of Valencia - That is where we have hung our hat.   Even though the name implies a geographic dependency - That is not Paris911.  We are willing to go to any length to serve all of your Real Estate Needs.  Thats a promise. 

If you want to compare a neighborhood in Sherman Oaks with a neighborhood in Stevenson Ranch - Then have at it.  You will be happy you did!  Go Below the Hand - CONNOR with HONOR

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